The variety of accounts until September 9, 2020, below PMJDY was 40.63 crore, of which 22.44 crore accounts have been held by girls and 18.19 crore by males, stated the RTI reply to Madhya Pradesh-based activist Chandra Shekhar Gaur.
The deposits in these PMJDY accounts witnessed an 8.5 per cent rise until early September of the present fiscal 12 months to just about Rs 1.30 lakh crore, in accordance with the data supplied by the finance ministry.
The whole steadiness below the PMJDY accounts on April 1, 2020, was Rs 119,680.86 crore, which grew by 8.5 per cent to Rs 129,811.06 crore by September 9, 2020, the federal government stated within the Right to Information (RTI) question.
However, in accordance with the info furnished by the ministry, no separate knowledge has been fashioned with respect to quantity held by men and women account holders.
In response to a question on the variety of accounts with zero steadiness, the RTI reply stated as many as 3.01 crore accounts had no steadiness as of September 9, 2020.
There isn’t any separate knowledge on zero steadiness account gender smart, the ministry added.
According to the most recent knowledge out there on authorities web site, pmjdy.gov.in, there are 40.98 crore beneficiaries with Rs 130,360.53 crore steadiness as on October 7, 2020.
Of these, public sector banks (PSBs) have opened the utmost variety of PMJDY accounts at 32.48 crore accounting for Rs 1,00,869.65 crore steadiness.
Regional rural banks have as many as 7.24 crore beneficiaries (Rs 25,509.05 crore) whereas non-public sector banks have miniscule 1.27 crore accounts (Rs 3,981.83 crore).
Pradhan Mantri Jan-Dhan Yojana was launched in August 2014 below the National Mission for Financial Inclusion.
Initially it was for a interval of 4 years (in two phases). It was prolonged past August 2018 with change in concentrate on opening accounts from each family with some modifications reminiscent of revision in overdraft (OD) facility to Rs 10,000 from Rs 5,000; non-conditional OD facility for quantity as much as Rs 2,000 and revision in age restrict for OD from 18-60 years to 18-65 years.